THE 15-MINUTE MONEY RESET

A calmer starting point.

Set a 15-minute timer. You do not need to fix everything today; just get a clean picture and choose one next move.

1. Take a snapshot

Cash available today: __________   Essential bills due before next income: __________   Next income date: __________

2. Name the pressure

What is making money feel heavy right now? ____________________________

3. Find one leak

One subscription, fee, or impulse category I will review: ____________________________

4. Make one transfer

Can I move even a small amount to a buffer or priority bill today? Amount: __________

5. Choose the next action

Before this week ends, I will: ____________________________